Burdened with such genius and talent that he had accomplished all of his goals early in life, this hero considers suicide before accidentally realizing that he could use his amazing strength, speed, intelligence, business acumen, etc to help people less fortunate than he is. What a star, Richard Cory turned crimefighter. Later in life he passes on the mantle to a successor, an equally-talented guy with similar suicidal tendencies. Yup, this concept was so strong we now have two suicidal rich guys named Mr Terrific. If the basic idea wasn't lame enough, his superhero handle is like some sarcastic nickname your wife throws at you when she's pissed off.