When you were younger, some manager approached you and offered you this superior player. Sure, he was expansive, but he'd allow you to get the trophy of your dream. Turns out this was just a scam, set by unregulated private coaches. Now you are stuck with a useless player, and you still have to pay for him years later.

Student debt had his movement allowance reduced after two matches vs a farmed chaos team. Obviously, the absurd amount of money he carries with him at all time is not helping.